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I
have been in Seattle all week on business. I am sitting
at the Seattle airport waiting to catch a flight back
home, but it is not a completely sweet homecoming - a
had a voicemail this week that I will be served papers
for foreclosure on my home. If you have been reading my
blogs for a while now (see
6 months, no payments, no papers), you know that
this has been expected for some time now. My last
payment on my home was November 2007. Of course, I have
recently moved to a rental condo (see
We Have
Moved) while I wait for my
golf course home
to be foreclosed on so the house is currently empty.
That takes away a little bit of worry about waiting for
the sheriff to show up with padlocks (which I do not
think they actually do until certain notices and time
limits have been met).
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As I have already been served foreclosure papers on two
of my condos, the clerk that serves the papers knows me
and has my cell phone. She called to see when she could
deliver the documents as she knows that I travel a lot.
Monday is a holiday, so she will probably come to see me
on Tuesday or Wednesday. If everything is the same as
when I was served on the other two condos, I will have
twenty (20) days to file papers with the court. My
lawyer will do this (Have you talked with a lawyer? You
should. See
Seeking Legal Counsel). The form will be just as
generic as the first two letters (see the
first letter), and I could
probably do them myself; but I feel more comfortable
letting a lawyer file it for me. If I do the letter
myself and do not write it and file it correctly
according to the rule of law, I risk losing any
protection that the law might afford me - meaning the
mortgage company might come after my wages automatically
or at least much more easily.
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While I have the
letter as a document here on the web site (minus
personal information, of course), I do not have the
court papers from the first notice. I will, however,
scan and put the foreclosure court papers from this
week's notice on my blogs sometime this week (minus
personal information, of course). For those of you
waiting for foreclosure notices, you will probably find
these pretty insightful. Check back later this week for
these documents or, even better, sign up on the blog
pages to be notified when I update my blog entries (see
the
subscribe option on the blog page).
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Have you recently been served foreclosure notices from
your local county court system? What can you tell us
about those notices? We are interested and would love
any insight that you can give all of us. If you are a
lawyer, please post information under comments for us as
well. I will be glad to offer you free advertising for
free information.
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Sign up to be notified when I update my blog entries.
I might add something that might help you.
Other Related Entries
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Noah
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is liquidating assets.
Judgment from Small Claims Court |
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